Recent Articles

Obama Unveils New Mortgage Modification Plan

Obama announced his much anticipated loan program today that is designed to help individuals that are still living in their homes. This plan is designed for a certain segment of borrower. It’s not really designed for people who are severely underwater in their homes and owe over 110% of it’s value. It’s really intended for people who... [Read more of this review]

Mortgage Rate Resets for Alt-A Borrowers

Over 1 trillion in Alternate A loans are due to get their rates reset over the next 3 years. Alt-A Loans are a notch above subprime loans and this batch of loans are the ones that many people got in 2004-2006 and were adjustable rate mortgages. Many people are already thinking that this reset of mortgages could cause as much damage as the submprime... [Read more of this review]

When to Lock in Mortgage Rates

With mortgage rates making huge swings over the past 15 years, it can be tough to decide if you should lock in mortgage rates or wait and hopefully get a better deal later on. Over the last 5 years mortgage rates have been historically very low and over the last 2 years they have been at almost record low levels. With the financial crisis that started... [Read more of this review]

Payday Loans For Bad Credit

If you are in need of a short term loan, a payday loan may be your best option. You can get payday loans up to $1,500, but be careful these loans come with a high interest rate. There are sometimes when you get in a pinch and if you have bad credit, payday loans can get you out of that bind. If you have bad credit, payday loans are one solution in times... [Read more of this review]

Home Equity Loans For Bad Credit

With interest rates at historically low leves are you looking to get some much needed cash out of your home? If you have just a little bit of equity in your home and you have access to it, you should soncidering tapping it to pay off high interest debt like credit cards. If you have a bad credit history, it may be more difficult to tap that home equity,... [Read more of this review]